Annuity News

Annuities vs. Savings Bonds

Annuities vs. Savings Bonds

Annuities and savings bonds can both be used to save money. However, an annuity is a much better investment vehicle for retirement than a savings bond. Annuities also have much higher interest rates than savings bonds. Learn more about the positives and negatives of both of these products.

read more
How are annuity companies regulated?

How are annuity companies regulated?

Purchasing an annuity doesn’t have to be a nerve-racking experience. The truth is that there are regulating bodies in charge of annuities, and many of them may even help you screen the companies you’re looking to purchase an annuity from.

read more
Where are your annuity funds invested?

Where are your annuity funds invested?

Insurance companies need to invest your money in a profitable place so that they are able to gain interest on the money and, in turn, offer you a reasonable rate of return on your annuity. Find out the secrets of where this money goes!

read more
Annuities vs CDs: The Pros and Cons

Annuities vs CDs: The Pros and Cons

Annuities - particularly fixed interest annuities - are similar to certificates of deposits, or CDs, in a variety of ways. However, there are differences between these two investment products, too. Deciding on whether to purchase an annuity or a CD can be a big decision as both products typically put a lock on your money for a specified period of time. Fixed interest annuities are just one type of annuity. Generally, an annuity can have either fixed or variable interest. With a fixed interest...

read more
Leaving the bull market and entering the bear market

Leaving the bull market and entering the bear market

With the sudden and dramatic drop in the stock market, both in the United States and worldwide, you may have heard about bear markets and bull markets. Financial experts and others who follow the markets have stated that we are now entering into a bear market. However, you may be wondering, what is the definition of a bear market and a bull market, and where are we now? A bull market is one where the stock markets and the economy are on the rise typically due to a strong economy and low...

read more