Annuities vs. Savings Bonds

Annuities vs. Savings Bonds

Money is a common source of stress. In fact, most Americans worry about money even more than they worry about their family or their health, and the Americans who worry about finances the most are part of the millennial generation. According to global investment...
How are annuity companies regulated?

How are annuity companies regulated?

Purchasing an annuity doesn’t have to be a nerve-racking experience. Because annuities can be purchased from insurance companies, several banks, and even a number of independent investment brokers and advisors, it’s widely believed that not much is done to oversee...
Where are your annuity funds invested?

Where are your annuity funds invested?

Many different types of companies and organizations sell annuities in the United States, although only insurance companies (typically life insurance companies) are able to issue annuities. Even when a bank sells an annuity to a customer, the bank must be working with...
Annuities vs CDs: The Pros and Cons

Annuities vs CDs: The Pros and Cons

Annuities – particularly fixed interest annuities – are similar to certificates of deposits, or CDs, in a variety of ways. However, there are differences between these two investment products, too. Deciding on whether to purchase an annuity or a CD can be...
Leaving the bull market and entering the bear market

Leaving the bull market and entering the bear market

With the sudden and dramatic drop in the stock market, both in the United States and worldwide, you may have heard about bear markets and bull markets. Financial experts and others who follow the markets have stated that we are now entering into a bear market....